So now the politicians not only want to use the corrupt entities of Fannie Mae and Freddie Mac to prop up housing prices that NEED TO DROP TO MORE CLOSELY REFLECT THEIR TRUE VALUE, they want to coerce private banks to adjust their loans. Brilliant, and oh-so peaceful. If Prez Obama, or any other president would like people to be offered lower mortgage packages, he can start up a new private bank himself, and so can the other politicians. They can do it the peaceful way, and work through voluntary exchange and the market, not politics and force. It was that kind of political-monetary manipulation that caused the housing debacle in the first place. http://www.washingtonpost.com/business/economy/obama-to-announce-new-housing-refinance-plan/2012/02/01/gIQAw8YghQ_story.html?wpisrc=al_comboEP_p