As we have mentioned, this is exactly what has happened in many US states that have already instituted these kinds of mandates on insurance companies. The politicians tell the people who started the businesses (and those who have already gotten policies based on the risks the insurance companies accept) -- they announce  that the way the companies do business isn't "acceptable". Then the politicians break the Constitution to "regulate" (ie push around and tell how to do business) the companies and the people who have already gotten policies with them. The politicians say, "you have to accept people with pre-existing conditions, people who smoke, people who will undoubtedly cost you a lot more and make more claims by going to the doctor and hospital." The politicians don't allow the insurance companies to raise their rates when the companies are forced to take on higher costs like this. So what happens? The insurance companies announce that they will no longer issue new policies. Duh.

Oh, you EVIL insurance people! How dare you respond to politicians pushing you around by saying, "we're outta here"!

Here's the story:

http://www.nytimes.com/2010/10/01/health/policy/01insure.html?_r=1&ref=t...

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