This is one of the major factors that led to the housing bubble and toxic mortgage mess from 2007 through to today!

When you see "Community Reinvestment Act" and "crackdown on redlining" think: politicians pushing bankers to give loans to people who can't affort them and will default. This is stunning that these people never seem to learn. It happened under the two previous Presidents and is still happening NOW!

http://www.businessweek.com/magazine/content/11_20/b4228031594062.htm

Be Seeing You!