Ann Marie Morse, the mother of a young NH woman who passed away late in 2005 due to colon cancer, has successfully seen the passage of HB 37 "Michelle's Law" (sic) in the NH House. It now goes to the state Senate, where it will undoubtedly pass.

It is important to note that one should not overlook the principles of freedom when studying an emptionally powerful proposal such as "Michelle's Law". The bill, if passed, would force health insurance companies doing business in the state to have to continue covering students under "full-time" student clauses in their parents' policies. The requirement lasts for one year after the offspring might be unable to carry a full coarse load due to catastrophic illness.

The key here is that the Morse family is not claiming that their insurance company changed the rules after they signed the contract. No allegations of fraud are involved. This is a matter of private contract, and the subsequent dissatisfaction of the Morse family upon discovering that the insurance contract to which they agreed did not act as a catastrophic illness contract, which it was never designed to be.

Mrs. Morse plans to take this proposal to Washington DC, to make it a national law. It not only expands the role of the state in a sphere where it is not appropriate to be, it runs contrary to the NH and US constitutions. Hear Ann Marie with Gardner Goldsmith in this interview, from WNTK 99.7 FM.